Attention homeowners in Bella Vista and Benton County: Need an appraisal?

The top reasons AR homeowners order from Ozark Appraisal Service of NWA (479) 876-2237:

To get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
Challenge a property tax assessment
To lower their monthly mortgage payment by removing PMI
Reinstate their Home Equity Line of Credit (HELOC)
Review another appraiser's report for verification
If real estate needs to be divided because of a divorce
Settle an estate in AR by determining the true market value of real estate in question

Do you own a house in or near Bella Vista? Do you need help determining the value of your real estate?
Contact Ozark Appraisal Service of NWA (479) 876-2237.

At Ozark Appraisal Service of NWA (479) 876-2237, we understand the particular needs of a consumer after appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Ozark Appraisal Service of NWA (479) 876-2237 are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much you think your house is worth. Interested buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value conclusion than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to cut expenses for homeowners. Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. Ozark Appraisal Service of NWA (479) 876-2237 is seasoned in helping folks just like you rid themselves of unwanted and unneeded PMI insurance.

Challenge property tax assessments

Lets say you live in a region that's declining -- your local tax assessor may have your home overvalued. That only means you're going to pay more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Ozark Appraisal Service of NWA (479) 876-2237 is your number one weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender may choose to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. Not only can this be inopportune from a cash flow standpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Ozark Appraisal Service of NWA (479) 876-2237 can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you would prefer to have an expert double-check it for preciseness or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? Ozark Appraisal Service of NWA (479) 876-2237 offers field reviews where we go out and check the subject and comparables. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you While usually requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your property.